Thank you for visiting this web site, which is owned and operated by Path Lending. Path Lending provides and maintains this site for your personal information. By accessing and using the site, you accept and agree, without limitation, to the following terms and conditions:
Intellectual property
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this site are protected intellectual properties owned by Path Lending, its licensees, or other third parties who have authorized use of such properties on this Path Lending will aggressively enforce its intellectual property rights to the fullest extent of the law.
Your use of this site
The site is available only to individuals who can enter into legally binding contracts under applicable law. The site is not intended for use of individuals under eighteen (18) years of age. If you are under eighteen (18) years of age, you do not have permission to use and/or access the Site. Path Lending grants you permission to view and make copies of documents, pages, images or other materials or content on this site for the purposes of obtaining a loan, Path Lending or their affiliates for your non-commercial, personal use. Path Lending reserves all other rights in this web site and its contents. You may not distribute, display, transmit or disseminate any such documents, pages, images, materials or content without the prior written consent of Path Lending. Except as expressly provided on this site, nothing contained on this site shall be construed as conferring any right or license under any trademark, copyright or other intellectual property right.
Limitation of liability and disclaimer of warranties
Path Lending uses reasonable efforts to ensure that the information on this site is accurate, but cannot guarantee such accuracy. Path Lending makes no representations regarding the use or results of any content on this site as to its accuracy, reliability or any other matter. NEITHER Path Lending NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. Everything on this site is provided "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. Because some jurisdictions may not allow the exclusion of implied warranties or limitation of certain types of damages, some of the above exclusion limitations may not apply to you. Check your local laws.
Linking
This site may contain links to sites maintained by third parties. Path Lending is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.
Privacy
Path Lending will use any personal data supplied through this site in accordance with its Privacy Policy.
Collection and use of bank account information
If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.
Offers void in some states
The offers advertised on this site may be void in some states.
Modification
Path Lending reserves the right to modify these terms and conditions from time to time. Your use of this site after such a modification will constitute your acceptance of, and your agreement to, any new or amended terms and conditions.
Mobile SMS Terms of Use
When signing the loan agreement, you authorize Path Lending, our assigns, successors, or servicing agents to send SMS Statement Notifications to any mobile phone numbers provided to us, our assigns, successors, or service agents in connection with this loan and any modification or renewal of this loan. As used in this text-messaging disclosure, “SMS Statement Notifications” means any SMS (Short Message Service/Text Message) communications from us to you pertaining to your loan sent to the mobile phone number provided in connection with this loan, including but not limited to payment information, account information, due dates, delinquent accounts, program updates, promotions, coupons, and other marketing messages. All SMS Statement Notification in electronic format from us to you will be considered “in writing”.
There is no service fee for SMS Statement Notifications. By signing your loan agreement, you agree and are responsible for any fee(s) or charge(s) that you may incur for incoming and outgoing messages from us or our assigns, successors, or our servicing agents, without reimbursement from us or them. Message and data rates may apply. (Note: Please consult your mobile service carrier’s pricing plan to determine the charges for sending and receiving text messages). You further acknowledge that the loan is not conditional on receiving SMS marketing and you are providing your mobile phone number for SMS text messaging. Message frequency will vary by account.
Receipt of each SMS Statement may be delayed or impacted by factor(s) pertaining to your communications service provider(s). We will not be liable for losses or damages arising from any disclosure of account information to third parties, non-delivery, delayed delivery, misdirected delivery, or mis-handing of, or inaccurate content in the SMS Statement Notification sent by Path Lending.
How to UNSUBSCRIBE to SMS Text Messaging: You may withdraw your consent to receive SMS Statement Notifications by texting STOP or calling us at 1-800-590-9268. At our option, we may treat your provision of an invalid mobile phone number, or the subsequent malfunction of a previously valid mobile phone number, as a withdrawal of your consent to receive SMS Statement Notifications. We will not impose any fee to process the withdrawal of your consent to receive SMS Statement Notifications. To request additional information, text HELP to the message you received or contact us at 1-800-590-9268.
How to UPDATE Your Records: You can update your mobile phone number by calling us at 1-800-590-9268 or by email at customerservice@pathlending.com.
Subscriber text messaging originator opt-in data and consent details will not be shared with any third parties not required for our everyday business purposes except when explicitly authorized by the subscriber.