The total payments due and APR will be disclosed on your loan agreement. The payment schedule on your loan agreement will include the number of payments, payment amounts and payment dates for the duration of the loan. Late fees and non-sufficient funds / returned item fees may apply as described in your loan agreement. To minimize the cost of your loan, we strongly recommend that you pay your loan in full or make additional payments as soon as you can. There are no penalties for early payoff.

Payment Schedules

Your full payment schedule will be included in your loan agreement. You can reduce the total cost of your loan by paying off your loan prior to your last due date on your payment schedule or by making additional payments on or between your payment due dates. You control how soon you wish to pay your loan off. There will not be any prepayment penalties.

Below is a sample payment schedule for a $300 installment loan. Please note that your APR may vary based upon your total loan duration and amount funded. Remember that the sooner you pay back your loan, the less your total loan cost will be.

Interest Rate 720%
# of Payments 12
Pay Frequency Bi-Weekly
Loan Amount $300
Payment Amount $87.75
Total Principal $300
Total Interest $752.95
Total of Payments $1,052.95

Loan Schedule:

Payment# Payment
Amount
Interest
Payment
Principal
Payment
Cumulative
Principal
Cumulative
Interest
Loan
Balance
1 $87.75 $83.08 $4.67 $4.67 $83.08 $295.33
2 $87.75 $81.78 $5.96 $10.63 $164.86 $289.37
3 $87.75 $80.13 $7.61 $18.25 $245.00 $281.75
4 $87.75 $78.02 $9.72 $27.97 $323.00 $272.03
5 $87.75 $75.33 $12.41 $40.38 $398.35 $259.62
6 $87.75 $71.89 $15.85 $56.23 $470.25 $243.77
7 $87.75 $67.50 $20.24 $76.47 $537.75 $223.53
8 $87.75 $61.90 $25.85 $102.32 $599.65 $197.68
9 $87.75 $54.74 $33.00 $135.33 $654.39 $164.38
10 $87.75 $45.60 $42.14 $177.47 $700.00 $122.53
11 $87.75 $33.93 $53.81 $231.28 $733.93 $68.72
12 $87.75 $19.03 $68.72 $300.00 $752.95 $0.00